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Thousands in New Mexico allowed to keep, extend health policies

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Posted: Monday, November 4, 2013 10:00 pm | Updated: 11:03 am, Tue Nov 5, 2013.

Thousands of New Mexico residents with existing health insurance plans that don’t meet the new federal health insurance law won’t have to get new policies, at least not immediately.

Some can get an extension until Dec. 31, 2014, and some can stay on their current health insurance plans indefinitely if the company doesn’t make any changes to the policies.

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3 comments:

  • Pierce Knolls posted at 8:35 am on Tue, Nov 12, 2013.

    Mister Pierce Posts: 1180

    Staci, the option for Presbyterian members to opt out of maternity care is only good for the first year, 2014. After that, maternity care gets tacked on as required by ObamaCare, even for men, and for women with no plans to get pregnant.

    My Presbyterian plan has been cancelled specifically because of the Affordable Care Act, according to their letter. As of now there is no option to extend. The most affordable of the new plans I've been offered costs about $50 more per month than my old plan, has twice the deductible and higher co-pays, and drops my comprehensive dental. But starting in 2015 it will include maternity coverage, even though I'm a man.

     
  • StaciMatlock posted at 3:19 pm on Wed, Nov 6, 2013.

    StaciMatlock Posts: 13 Staff

    Hi Pierce,
    It all depends very much on which plan you have currently with which insurance company. Some people are able to extend their existing plans into next year. Some will have a rate increase; some won't.
    Presbyterian is offering self-insured policy holders two options besides the "exchange". Some can choose a plan with no maternity coverage; others can choose plan with maternity.
    I'd be happy to hear more about your experience. I am collecting information from citizens to use in stories. It helps others see what's happening and how people are handling the whole insurance process.

     
  • Pierce Knolls posted at 9:23 am on Tue, Nov 5, 2013.

    Mister Pierce Posts: 1180

    "People with questions or concerns about the state or federal health insurance exchange can call Ashley Hernandez, ombudsman with the state Office of the Superintendent of Insurance..."

    I've got a question for Ashley. Why is it that for those of us being forced out of the policies we liked by the Affordable Care Act are discovering that the new so-called "affordable" ObamaCare policies cost more, have higher deductibles and co-pays, and don't cover everything previously covered, but include unnecessary and expensive new coverages like maternity care for men?

     
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