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New Mexico health exchange premiums below national average

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Posted: Wednesday, September 25, 2013 10:05 pm | Updated: 12:25 am, Thu Sep 26, 2013.

WASHINGTON — You might be pleased with the low monthly premium for one of the new health insurance plans under President Barack Obama’s overhaul — New Mexicans will see some of the lowest premiums in the nation — but the added expense of copayments and deductibles could burn a hole in your wallet.

An independent analysis released Wednesday, on the heels of an administration report emphasizing affordable premiums through exchanges in 36 states, is helping to fill out the bottom line for consumers.

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11 comments:

  • Pierce Knolls posted at 11:00 am on Thu, Oct 3, 2013.

    Mister Pierce Posts: 1166

    Remember when Obama promised that if we liked our current health insurance plan, we could keep it? Well, I received a letter from Presbyterian yesterday informing me that due to Obamacare my $185 a month personal health insurance plan was being discontinued. Instead I can choose from several new plans, the cheapest of which will cost me $30 more a month and has twice the deductible of my discontinued plan.

    So much for being able to keep the plan I liked, and so much for the ACA saving me money.

     
  • Jennifer Bizzarro posted at 3:03 pm on Tue, Oct 1, 2013.

    Jennifer_Bizzarro Posts: 335

    You are right!

    Affordable health care for one person is a Friday night bar tab for another. (No one I know, but I've read about such people.)

     
  • Jennifer Bizzarro posted at 2:59 pm on Tue, Oct 1, 2013.

    Jennifer_Bizzarro Posts: 335

    What I find more interesting is the article about the Affordable Care Act is that it cites more GOP states taking advantage of this "loophole" than those led by democrats. See http://news.investors.com/politics-obamacare/093013-669013-obamacare-employer-mandate-a-list-of-cuts-to-work-hours-jobs.htm.

    Of course you cannot fault private industry for doing as they please, but it is interesting that Florida, Texas, Georgia, Alabama, Indiana etc. do seem to have a "special" axe to grind with publicly funded health and education employers in hours reductions, if we are to to believe the very same reputable source Mr. Knolls cites above. And I believe his source; the numbers don't lie.

    It's just very interesting that this has all been on the books and through the courts for three years. Why wait until the eleventh hour for the hissy fits?

    Of course as someone once told me, "No one MADE you take that job . . . blah, blah, blah." Or was it, "People are in line just waiting for you to quit."

    Whatever. All I'm saying is keep your job, don't get sick, or stay rich.

     
  • Cynthia Martinez posted at 3:05 pm on Sun, Sep 29, 2013.

    tigerlily Posts: 19

    "Yay for affordable health care for everyone.... including immigrants!!!!"

    If you mean undocumented immigrants (people who got into the USA without getting checked for a history of violent crime or contagious disease) then no, they aren't a part of the ACA. But they'll still get care in the ERs, and they'll continue to get it for free if they can't pay for it as is so often the case.

     
  • Cynthia Martinez posted at 2:58 pm on Sun, Sep 29, 2013.

    tigerlily Posts: 19

    Mine is going up under the 'Affordable Care Act' too.

     
  • Greg Abousleman posted at 3:32 pm on Thu, Sep 26, 2013.

    GregA Posts: 1

    When you have the Unions agreeing with Republicans that this is a bad plan I am not sure how anyone can argue there is anything good about it.

     
  • Pierce Knolls posted at 1:11 pm on Thu, Sep 26, 2013.

    Mister Pierce Posts: 1166

    NMSU is limiting graduate assistants to 25 or fewer hours of work specifically because of the Affordable Care Act: http://gradschool.nmsu.edu/GAS.pdf

    Back in July, low income workers collectively had the lowest average hours per workweek ever recorded, at 27.4 hours: http://news.investors.com/politics-obamacare/090613-670104-obamacare-spurs-shortest-low-wage-week-ever.htm

     
  • Pierce Knolls posted at 10:52 am on Thu, Sep 26, 2013.

    Mister Pierce Posts: 1166

    How is a $282 a month per person premium, with a $2,550 annual deductible, affordable? Just 'cause they called it the Affordable Care Act doesn't mean that it's really affordable, especially for all those folks losing their employer provided insurance and seeing their hours cut to less than 30.

     
  • David Martinez posted at 9:47 am on Thu, Sep 26, 2013.

    David Martinez Posts: 65

    Health plans might cost less, but the fact still remains, if you don't have health insurance now because you can't afford it, how is that situation going to change under Obamacare?

    If you received health care insurance as a perk of employment, and now your employer now has you working under 30 hours a week, and you lose this perk of employment, how is this making getting health care insurance any cheaper, or affordable?

     
  • mark mocha posted at 9:20 am on Thu, Sep 26, 2013.

    brnfre47 Posts: 207

    Not everyone, just you. Mine will be cheaper and so will a lot of people I know professionally and personally. The affordable care act (the real name) works despite all the negative press and republican drama queens. That bozo Cruz goes on and on about how members of his party are traitors and then he signs the bill himself when nobody is looking. Yay for affordable health care for everyone.... including immigrants!!!!

     
  • Pierce Knolls posted at 8:31 am on Wed, Sep 25, 2013.

    Mister Pierce Posts: 1166

    My health policy from Presbyterian is only $185 a month. So much for Obamacare saving anybody money.

     
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